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Cover Drive Upgrade
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Sagicor General Insurance | News

Cover Drive Upgrade

Cover Drive offers a maximum No Claims Discount of 70% plus an additional 10% discount guaranteed for two (2) years to persons who wish to place new private motor business with us. This benefit will include first time vehicle owners, who may not have had motor insurance held in their names.

If you qualify for - and upgrade to - our Cover Drive Policy, you will enjoy the following additional benefits:

  • Extra Cover Discount of 10%
  • EXCESS WAIVER: If you have been driving claims free for 5 years or more, your own damage excess fee will be waived for the first claim under your policy, no matter the fault.
  • INCREASED MEDICAL EXPENSES: The limit of your medical expenses has been increased from $1,000.00 to $1,500.00 at no additional cost.
  • FUNERAL EXPENSE BENEFIT: up to $5,000 in the event of death of the insured as a result of an accident involving their vehicle insured under their policy.
  • 24 HOUR ROADSIDE ASSISTANCE: If you are in an accident or have vehicle problems, just call 234-4357 for emergency breakdown assistance, lock out service, emergency fuel delivery, battery check and jump start, flat tire repair, emergency towing, mechanical assistance, on-site accident assistance, accident photographs and measurements, collection of all relevant information and on-site completion of claim form.
  • INFORMATION SERVICES: Real-time alerts and tips sent to your email or mobile phone including storm alerts, risk reduction tips, driving and road awareness tips, vehicle maintenance tips and payment reminders.


  • Private car insurance only
  • Vehicle must not be more than 10 years old
  • Comprehensive cover is limited to eight (8) years and younger
  • You must be at least 25 years of age and not over 65 years
  • You must have driven for at least five years
  • No claims recorded against you in the past five years
  • No traffic offences recorded against you in the past five years

Want to sign up or learn more? Click here to email us, or call 246-431-2800.